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M-Smile: A Breakthrough Mobile Banking App with QR and Voice Command Features

M-Smile APK: A Versatile and Easy Mobile Banking App

If you are looking for a mobile banking app that can handle all your financial needs in one place, you might want to check out M-Smile APK. M-Smile is a breakthrough app from Bank Mega, one of the leading banks in Indonesia. It combines the features of Mega Mobile and Mega Credit Card Mobile, two existing apps from Bank Mega. With M-Smile, you can access various banking services such as savings, credit cards, e-money and promotions in one app. In this article, we will review the features, benefits and drawbacks of M-Smile APK.

What is M-Smile APK?

M-Smile APK is an app that you can download and install on your Android device. It allows you to access Bank Mega's mobile banking services anytime and anywhere. You can use it to check your account balance, transfer money, pay bills, buy prepaid credits, top up e-money, withdraw cash without a card, scan QR codes and more. You can also view various promotions from Bank Mega that cover travel, lifestyle, food and beverage, gadget and entertainment and daily needs.

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How to Download and Install M-Smile APK?

To download and install M-Smile APK on your Android device, you need to follow these steps:

  • Go to the official website of Bank Mega at .

  • Click on the download button and wait for the APK file to be downloaded.

  • Open the APK file and follow the instructions to install the app on your device.

  • Launch the app and register your account using your phone number or email address.

  • Verify your identity using an OTP code sent to your phone or email.

  • Create a PIN or use biometric authentication such as fingerprint or face ID to secure your account.

  • Enjoy using M-Smile APK for your mobile banking needs.

What are the Features of M-Smile APK?

M-Smile APK has many features that make it a versatile and easy mobile banking app. Here are some of them:

Easy and Secure Access

You can access M-Smile APK without logging in to view some features such as promotions, currency exchange rates and M-Calendar. You can also log in using biometric authentication such as fingerprint or face ID for more convenience and security.

QR Transactions with QRIS

You can use M-Smile APK to scan QR codes at any merchant that uses QRIS (Quick Response Code Indonesian Standard). You can also generate your own QR code to receive payments from other users.

Buy, Pay and Top Up

You can use M-Smile APK to buy prepaid credits, pay bills and top up e-money such as Gopay, Ovo and M-Money. You can also apply for M-Money, an e-money product from Bank Mega that offers various benefits.

Savings and Credit Card Services

You can use M-Smile APK to access various services for your savings and credit card accounts. You can check your balance, transaction history, statement and billing statement up to 12 months. You can also transfer money between accounts or to other banks or virtual accounts. You can also manage your credit card limit, block or unblock your card, request a PIN change or replacement card and more.

Voice Command

You can use M-Smile APK to perform transactions using voice command. You just need to tap on the microphone icon and say what you want to do. For example, you can say "transfer 100000 rupiah to Budi" or "pay PLN bill".

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